Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$2.26

-3.89%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0 USD

XRP

$2.26

-3.89%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$2.26

-3.89%

Markets

Popularity

Market Cap

$136.08B

Volume

Circulation Supply

$177.53M

60.1B

As of now, XRP (XRP) is priced at $2.26 per coin. The circulating supply stands at approximately 60,107,199,237 XRP, resulting in a total market capitalization of $60.1B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $177.53M, representing a -3.89% compared to the previous day. Over the past week, XRP’s price -13.91%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

GUSD Explained: A Stable RWA Investment Choice by Gate

Beginner

More XRP Article

XRP Technical Analysis: $2.30 Support Level Under Pressure—What’s Next for the Market?

A key support level has been breached, triggering an intense battle between bulls and bears around the $2.30 mark. November is shaping up to be a decisive moment for XRP.

XRP Price Prediction 2025: On the Verge of a Breakout—Comprehensive Analysis of Potential Upside and Key Risks

After a prolonged period of quiet, XRP is gathering momentum, with many analysts predicting that the final two months of 2025 could mark a pivotal turning point for the asset.

Ripple-Backed Evernorth Eyes $1B IPO To Become World’s Largest XRP Treasury Company

A new chapter for Ripple’s ecosystem is unfolding. Evernorth, a company backed by Ripple, is preparing for a $1 billion IPO in the U.S. through a merger with Armada Acquisition Corp II.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2025-11-04 16:34CaptainAltcoin

瑞波币的XRP机会在$30 万代币化转变中能有多大？

2025-11-04 14:02Crypto Breaking

$5 价格目标仍然是一个现实的可能性吗？

2025-11-04 12:33BeInCrypto

瑞波币再次进行关键收购，而XRP周跌幅扩大至15%

2025-11-04 10:34CaptainAltcoin

分析师在XRP上加倍押注，比特币：他所看到的内容

2025-11-04 09:33CryptoPulse Elite

XRP 价格预测：$2.60 阻力是通往 $3.00 之前的最后障碍——美联储担忧抑制看涨势头

More XRP News

CaptainAltcoin

2025-11-04 16:34

How Big Could Ripple’s XRP Opportunity Be in a $30 Trillion Tokenization Shift?

Finance analyst Zach Rector shared on X that a big opportunity may be forming for Ripple’s XRP. He says global finance is starting to move real-world assets, like property and debt, onto blockchain networks He thinks Ripple’s XRP could play a key role in the huge market shift in the next decade, o

XRP

-3.93%

ENA

-5.92%

CryptoBreakingNews

2025-11-04 16:33

Ripple's Swell 2025 Draws Global Attention as XRP Traders Eye Possible Market Catalysts Ripple’s Swell 2025 in New York draws BlackRock and White House participation as XRP traders watch for key signals.

XRP

-3.93%

Layer3Dreamer

2025-11-04 16:32

#巨鲸行为分析 How exaggerated can the short-term returns in the crypto market be? I saw a case: principal of 7800U rolled to 170000U in half a month, nearly 22 times the return. Is this kind of profit curve really replicable in a bull market? Or is it just an exception? There are many stories of getting rich quickly in the market, but how many can be consistently reproduced? $BTC $ETH $XRP How much do you think luck plays a role in these short-term high-multiple returns?

BTC

-3.38%

ETH

-4.05%

XRP

-3.93%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

Where is the Safest Place to Buy XRP?

How Can I Safely Buy XRP on Gate.com?

How to Buy XRP for Beginners?

How much will 1 XRP cost in 2030?

What is XRP for beginners?