The Plot Twist Nobody Talks About
Crypto's getting boring—and that's actually bullish. Not the exciting kind of boring where you lose money on meme coins at 3 AM, but the kind where billion-dollar institutions treat blockchains like they treat any other backend system: invisible, essential,

The essay discusses how some of the most successful business ventures were founded by individuals in their 50s, emphasizing that older entrepreneurs possess valuable experience, networks, and resilience that often lead to better outcomes than younger founders can achieve.

The dilemma of oversupply
The lithium market was a bit intense in the first half of this year. By the end of June, battery-grade lithium carbonate had dropped to $8,329 per ton, hitting a 4-year low, with a fierce price war underway. The main reason is overcapacity—new players from China, Australia, Argentina, and Africa increasing production together, with an expected surplus of 260,000 tons by 2025, while the demand for electric vehicles, although strong, has not been able to absorb this supply.
Lithium hydroxide has also fallen. In the short term, the sentiment is quite pessimistic, but industry insiders say not to be too negative; the long-term logic is still there—energy transition, AI expansion, climate policy, these major trends have not changed.
Reversal signal appears
Interestingly, even as lithium prices are being squeezed, the stock prices of some lithium mining companies are rising. What is behind this wave of market activity? We looked at the nine best-performing lithium mining stocks globally and found several commonalities:
Gold diggers in Canada are going crazy.
NOA Lithium Brines' stock price rose by 59%,

Let's be honest — passive income isn't actually passive at the start. You need to put in work upfront to set up systems that generate cash while you're doing other things. But once it's running? That's when the magic happens.
The good news: you don't need to be rich or wait years. Erika Kullberg, a

Options trading surged in 2024, but choosing the right broker is vital to avoid losses from fees and poor service. Look for responsive platforms, educational resources, and automation tools to maximize trading success.

This week, SBF appeared in court for his trial. The 31-year-old encryption prince underwent a big transformation - he cut his hair short, wore a formal suit, and tied his shoelaces, making him look like a fresh recruit.
This image contrast is quite interesting. The "rebellious genius" who once presented himself with messy hair and Bermuda shorts now looks like a repentant youth. On the surface, it seems like he's trying to please the jury, but legal analysts point out that this could be a strategic misstep.
Why might this outfit have the opposite effect?
SBF's defense strategy is to pass the blame—claiming that he is a novice led astray by "experts" around him, using the "advice-of-counsel" defense. In other words, he is endorsing his image as someone who is not professional enough and easily misled.
But now he is dressed appropriately and well-groomed, which instead sends the jury the opposite signal: a shrewd, serious person who can take control of the situation. This contrasts with "I'm just a victim of

Robert Shiller warns that the S&P 500 may yield only 1.5% annual returns over the next decade due to high valuations. He suggests looking at undervalued international markets and smaller domestic stocks for better opportunities.

The implied target price of the VPU ETF is $210.74, with the current trading price at $191.85, indicating a potential rise of 9.85%. The stocks CWCO, EVRG, and XEL are promising, each having significant rise potential. However, analysts' optimism should be cautiously evaluated, paying attention to the assumptions underlying their predictions and the latest industry dynamics.

Wall Street staged a comeback Wednesday after stumbling early. The S&P 500 (+0.37%), Dow (+0.48%), and Nasdaq 100 (+0.72%) all closed higher, riding on better-than-expected economic signals.
The catalyst? ADP employment report showed private employers added 42K jobs versus 30K forecast, and

This essay explains the critical difference between fiduciary financial advisors, who prioritize clients' interests, and other advisors. It outlines the cost structures of various financial services, highlighting the benefits of Registered Investment Advisors (RIAs) over robo-advisors while emphasizing the importance of understanding fiduciary duty.

XRP shows a potential bearish signal with its 50-day moving average nearing its 200-day MA. However, its price action relies more on macroeconomic factors like Fed policy and market sentiment than on technical patterns alone.

Living costs in the U.S. vary significantly, with Hawaii topping the list at $132,435 annually. Factors like healthcare, utilities, and transportation contribute to high expenses, particularly in the Northeast and California. Your location greatly impacts living expenses.

Arabica coffee futures fell sharply due to increased rain in Brazil improving supply confidence and speculation of tariff cuts on Brazilian coffee. Additionally, Vietnam's robusta production surge is further depressing prices, with inventories low but insufficient to prevent a decline. Overall, a structural oversupply is forecasted, indicating continued price drops unless significant weather events occur.

Crude oil prices are declining due to weakening demand and increased supply, highlighted by Saudi Aramco's price cut. OPEC+ is halting production hikes as forecasts predict a record surplus. Geopolitical tensions, particularly involving Ukraine and Venezuela, add complexity, but the fundamental issue remains an oversupply in the market.