Unified Account Upgrade Procedures and User Guide (App)

There are four account modes in Unified Account: Classic Spot Mode, Single-Currency Margin Mode, Multi-Currency Margin Mode, and Portfolio Margin Mode. There is no entry barrier for the Classic Spot Mode and the Single-Currency Margin Mode. If you want to experience the Multi-Currency Margin Mode, your estimated account asset value must be at least 500 USD. If you want to experience the Portfolio Margin Mode, your estimated account asset value must be at least 10,000 USD.
If you are ready, join me to embark on the journey to explore the Unified Account!

Upgrade Entries

We provide multiple entries on different pages to help you quickly complete the upgrade process:

1. Spot/Futures trading page—Tap the icon of "…" on the upper right corner and select [Account Upgrade]

   

2. Spot/Futures trading page and Assets page—Tap the upgrade banner

   

Upgrade Procedures

You can start the upgrade after tapping on any of the entries mentioned above:

Step 1: Select the mode suitable for you and tap [Upgrade].

Step 2: After the upgrade is completed, quickly view the introduction of Unified Account by tapping [Next] (you can also skip this and close the window).

Upgrade Requirements

When upgrading from Classic Mode to other Unified Account modes, you need to meet specific requirements for your chosen mode, as each supports different business scopes. If you do not meet the requirements, please follow the prompt boxes to resolve the issue before proceeding. The requirements for each mode are as follows:

Post-Upgrade Changes

1. After upgrading to the Unified Account, you can no longer switch back to the Classic Mode. "Spot Account" will become "Unified Account." If you still want to use the Classic Mode, you can use the "Classic Spot Mode" in the Unified Account. This mode offers the same features as the Classic Mode and can serve as a transitional option.

2. If you upgrade to the "Classic Spot Mode," your existing futures bonuses, position bonuses, and futures lead trader identity will not be affected.

3. After upgrading to the Unified Account, except for the Classic Spot Mode, USDT assets from Options and USDT-M Perpetual will be merged into the Unified Account. When switching back to Classic Spot Mode, the Options and USDT-M Perpetual accounts will be separated, while the USDT assets will not be migrated back.

4. If you have enabled Soft Staking, after upgrading to the Unified Account, USDT assets held in the Classic Spot Mode can still generate rewards. However, if you switch to the Single-Currency Margin Mode, Multi-Currency Margin Mode, or Portfolio Margin Mode, USDT assets cannot be used for Soft Staking.

Switch Account Mode

There are four account modes in Unified Account: Classic Spot Mode, Single-Currency Margin Mode, Multi-Currency Margin Mode, and Portfolio Margin Mode. Here are the steps to switch:

Step 1: Enter the spot trading or USDT perpetual trading page. Tap the [...] entry and tap [Account Mode] in the popup window.

Step 2: Choose the account mode you want to switch to and tap [Switch].

Switch Requirements

When switching among different modes, you need to meet specific criteria for your chosen mode, as each supports different trading types. If you do not meet the requirements, please follow the prompt boxes to resolve the issue before proceeding. The requirements for each mode are as follows:

How to Trade

After the switching completes, we can trade spot, cross margin, and futures in the Unified Account simultaneously, which avoids frequent fund transfers among different accounts. With margin sharing across multiple trading types within the Unified Account, the capital efficiency is greatly improved.

1. Auto Borrow and Repay in Cross Margin Trading

The system will auto-borrow the funds you need if your available balance is insufficient in cross margin trading. Once your order in the opposite direction is filled, the system will use the funds received to automatically repay the borrowed amount. Auto Borrow and Auto Repay are available for margin trading in spot markets and are only supported under the Unified Account.

2. Margin Sharing Among Trading Types

Under the Unified Account, your USDT Perpetual positions share margin with spot, cross margin, options and other trading types. All positions will be settled within the Unified Account, with unified management of funds and risk. This means that you don't need to transfer funds to the futures account in advance—your available funds automatically serve as margin, which greatly enhances capital efficiency. However, please note that losses from any positions could wipe out all the margin in the Unified account, increasing the risk of liquidation.

3. Enable Simple Earn Funds as Margin

Moreover, you can enable Simple Earn flexible subscriptions to serve as the margin, maximizing the utilization of these funds—providing margin support for your account while earning steady returns.

4. Multiple Borrowing and Repayment Methods

In addition to Auto Borrow and Auto Repay, you can also borrow and repay manually for greater flexibility. Same-currency repayment, cross-currency repayment, and one-click repayment are supported.

5. IMR and MMR

Initial Margin Ratio (IMR) and Maintenance Margin Ratio (MMR) are two key risk indicators in the Unified Account, which require continuous attention.
IMR is an indicator for measuring the available margin in the account. When it drops below 100%, open orders will be auto-canceled.
MMR is a key indicator for measuring account risk. When it drops to 100% or below, liquidation will be triggered.

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