In the past two years, USDT has basically been a trading transit station for me - buying coins, selling coins, going in and out.

But recently I discovered a quite interesting way to play: directly using stablecoins to buy US stocks.

It's not some tokenized stock; it can really exchange USDT for USD at a 1:1 ratio, and then buy real stocks like Apple, Tesla, NVIDIA, and Meta. The money on the chain flows directly into traditional brokerage accounts with almost no friction in between.

To be honest, I used to think that getting a position in US stocks was really discouraging—the process involved a mountain of account opening materials, bank statements needed to be reviewed, foreign exchange limits were a hassle, and if things went wrong, I might even have to mess around with offshore accounts. Now with stablecoins and clearing networks, it has become much simpler. Transfer USDT out, dollars come into the account, buy stocks, the whole chain flows smoothly.

What is the biggest benefit of this operation method?

First is the equal exchange, with real-time arrival. USDT and USD are 1 to 1, and you can use it as soon as the transfer is completed, without waiting for any clearing period. Secondly, there is 24/7 scheduling, on-chain settlement regardless of day or night, and no matter what time zone you're in, funds can move whenever you want.

Another point is that the flexibility of asset management has improved. You can hold both crypto assets like BTC and ETH and allocate part of your traditional stock positions within the same wallet system. Want to adjust your positions? The cost of switching between on-chain and off-chain is much lower than before.

The process of depositing and withdrawing funds has become much simpler. Traditional cross-border remittance has high fees and slow processing times, but now, with stablecoin channels, costs can be reduced and efficiency has improved.

Of course, this model is still in its early stages, and compliance, platform security, and liquidity depth all need time to be validated. But the trend is already very clear — on-chain assets are becoming the new infrastructure for global capital flows, no longer just a game within the crypto circle.

The boundaries of stablecoin usage are being continuously expanded.