Last October, something quite interesting happened - Swiss AMINA Bank launched a POL staking service with an annual return of 15%. As a result, in just three days, $210 million in institutional funds poured in. This was quite a shock for someone like me who has been moving between TradFi and the crypto world for years.

To be honest, it's not just about having an additional staking product. Where is the real breakthrough? Institutions have always wanted to enter the market, but they are stuck on two fronts: the first is that compliance issues are unclear, and the second is that the technical barriers are too high. This time, AMINA has directly flattened these two obstacles— all operations are conducted through a licensed bank's custody platform, with KYC and anti-money laundering processes fully in place, and every transaction can be tracked. Even more remarkably, those fund managers don’t need to learn about wallets, nodes, or anything like that; it's just like using online banking, and with a few clicks of the mouse, staking is completed.

I previously knew a friend from a European family office who was watching POL for almost a year, just finding it troublesome. Later, after getting started with AMINA, he directly threw in 3 million coins. This "foolproof operation + full compliance" model is now becoming the standard path for institutions to enter the market.

As for how the 15% annualized return comes about, it's not just a random number. The staking rewards for Polygon 2.0 are cumulative: the base inflation rewards account for about 40%, and the rest comes from the cross-chain transaction fees shared with AggLayer—essentially, the more active the ecosystem, the more stakers earn. This design ensures that the returns do not rely on a single source, and its stability is indeed stronger than many projects.

This time, traditional capital has truly found the "front door" to enter the market, rather than the previous feeling of sneaking through the gray channel. Whether POL can take off with this favorable wind should become apparent in the next few months.