The great significance of Gate Private Wealth Management: A crucial step towards the maturity of crypto finance

In October 2025, the world’s leading digital asset platform Gate officially launched its private wealth management service. This service, tailored specifically for ultra-high-net-worth clients and institutional investors, is sparking profound industry reflections on the future development of crypto assets.

Within just two months, Gate announced that the minimum investment threshold for customized private fund products was adjusted from 1 million USDT to 500,000 USDT, opening its services to a broader high-net-worth clientele.

01 Background of Transformation: From Trading to Wealth Management Paradigm Shift

In the traditional financial world, wealth management services have long been a core business of financial institutions. However, in the digital asset space, specialized services in this area have long been absent. Gate recognized this market opportunity and launched its private wealth management service.

In recent years, as the digital asset market matures, investors’ needs have shifted from simple trading functions to long-term asset allocation, risk control, and value-added strategies. These market changes have prompted Gate to fully transform from a traditional trading platform into a comprehensive digital wealth management institution.

02 Service Innovation: Deeply Customized Digital Asset Management

Gate’s private wealth management offers not just a new product but a complete set of future-oriented digital wealth management solutions. This service aims to combine the innovative features of the digital asset market to provide clients with flexible, secure, and efficient asset management solutions.

The core of the private wealth management service is personalized asset allocation. Based on clients’ risk preferences, investment horizons, and return objectives, Gate offers multi-dimensional asset portfolios covering Bitcoin, Ethereum, stablecoins, DeFi projects, NFTs, and Web3 funds. This comprehensive and flexible asset allocation capability elevates digital asset management to the level of traditional private banking.

To achieve this, Gate has introduced an AI-driven tool called “Gate Insight.” This tool aims to help investors optimize their portfolios through advanced analysis and actionable insights.

Meanwhile, Gate is launching personalized wealth management products branded as “Gate Strategies,” with an annual fee of 0.25%, and a maximum fee of $250 for VIP members. This relatively low fee structure significantly lowers the barrier to professional digital asset management.

03 Industry Significance: Driving Crypto Market into a New Stage

If the development of exchanges is divided into three stages—matchmaking trading, ecosystem extension, and deepening financial services—then Gate’s private wealth management service clearly marks a milestone in the third stage.

Wealth management has never been just “serving VIPs.” Behind it lie: asset security systems, transparency infrastructure, cross-border regulatory communication capabilities, resource allocation methods, and a redefinition of client structures.

Traditional financial institutions are accelerating their entry into this field. Several global financial institutions have announced plans to enhance their capabilities in wealth and private banking to attract investors seeking complex private banking and wealth management solutions.

04 Security Assurance: Building the Trust Foundation for Digital Assets

For high-net-worth clients, asset security is the primary consideration when choosing wealth management services. Gate’s private wealth management service places security at its core, introducing multi-layer risk control models and on-chain data monitoring to ensure the stable operation of investment portfolios.

In the private banking sector, Gate offers a competitive annual percentage yield of 4% for savings accounts. Additionally, the exchange is preparing to launch exclusive private banking products for its high-level “VIP” members, including estate planning and tax consulting services.

Table: Core Security Features of Gate Private Wealth Management Service

05 Market Access: Lowered Barriers to Promote Broad Participation

In November 2025, Gate announced a limited-time adjustment to its private wealth management service thresholds, reducing the minimum investment for customized private fund products from 1 million USDT to 500,000 USDT. This adjustment targets high-net-worth and VIP clients, aiming to provide more flexible asset allocation channels amid current volatile market conditions.

This reduction in thresholds means more investors can access professional digital asset management services previously exclusive to top-tier wealthy individuals. Gate’s private wealth management service currently mainly targets high-net-worth individual investors, institutions, family offices, and emerging entrepreneurs and Web3 elites.

These clients have special needs for asset security, compliance transparency, and strategic appreciation. Simple trading functions no longer meet their long-term digital asset allocation requirements.

06 Future Outlook: A New Paradigm of Digital Finance with AI and Compliance

In the future, Gate’s private wealth management will further evolve, with a focus on integrating AI smart advisory technology. Based on big data and AI algorithms, providing more refined asset allocation advice will become possible.

Another key development direction is enhancing cross-chain asset management capabilities. In the future, Gate will support asset custody and allocation on mainstream public chains such as Solana, BNB Chain, and Polygon. This cross-chain ability will allow clients to more flexibly diversify their digital assets.

Gate is also exploring the integration of digital assets with traditional financial markets, including combining digital assets with traditional financial products such as tokenized stablecoins, digital bonds, and tokenized stocks. This innovation will make digital asset management more aligned with the asset allocation habits of traditional high-net-worth clients.

In terms of security and compliance, Gate’s private wealth management will continue to emphasize adherence to the standards of major jurisdictions, ensuring encrypted handling of client information and implementing international KYC/AML standards. Improving the compliance system will help digital asset management gain broader social recognition.

Future Outlook

As the crypto market gradually sheds its early speculative nature, wealth management institutions are looking further ahead. The significance of Gate’s private wealth management has gone beyond a new product or service—it symbolizes that digital assets are moving from “high-volatility trading arenas” toward “asset management industrialization.”