Have you ever thought about it? Traditional banks are like old-fashioned Victorian clock towers—gears, springs, incredibly precise but extremely bulky. Every second, every moment, relies on countless human inspectors wearing white gloves, carefully maintaining the system. In contrast, AI agents on the blockchain are a completely different species, like photons flickering in quantum tunnels—there's no need to wait for the pendulum to swing back or show any credentials to the gatekeepers who get paid.
By the end of 2025, the balance of power in the financial world is tilting in an irreversible direction. You might ask why transacting on blockchain facilities designed specifically for AI agents makes traditional banks look like they’re crawling in mud. The answer is simple—the gap between "trust costs" and "algorithm efficiency" is too vast.
Why are traditional banks so slow? Basically, it's their obsession with paper-based logic. A cross-border transfer from debit to credit involves anti-money laundering checks, multiple intermediary banks settling, countless manual verification steps. Essentially, this is because information islands form between various databases. Your money circulating within the banking system is like running an endless bureaucratic relay race.
On the blockchain, it's different. The core principle is "atomicity." When an AI agent initiates a transaction, asset transfer and contract execution happen simultaneously—there's no T+2 settlement, only nanosecond-level state changes. For AI, time isn't a money issue; time itself is computational resources. Under optimized parallel processing architectures, AI agents can handle multiple operations simultaneously—something traditional financial systems simply cannot do.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
16 Likes
Reward
16
6
Repost
Share
Comment
0/400
GasGuru
· 7h ago
Banks really need to hurry up and go to sleep; nanosecond level vs. business days, what else is there to compare?
View OriginalReply0
DeFiDoctor
· 7h ago
Looking at the medical records, this argument has clinical manifestations but the diagnosis is not comprehensive. On-chain atomization is indeed impressive, but you overlook hidden risks like gas fees, network congestion, and smart contract vulnerabilities. These are not minor issues.
---
Hmm... The analogy of Big Ben in Victoria is exaggerated. Traditional banks are inefficient, no doubt, but on-chain solutions are not perfect either. It is recommended to periodically review the MEV risks.
---
Nanosecond-level transfers sound great, but during extreme market conditions, on-chain congestion symptoms will immediately expose themselves. Not all scenarios are suitable for on-chain transactions; it depends on the situation.
---
Low trust costs are correct, but your phrase "irreversible tilt" is too absolute. Regulatory storms are not over yet; what are we talking about power transfer?
---
AI agents' parallel processing strength is impressive, but the problem is that most current chains simply cannot handle that throughput. Don't mistake ideal conditions for the current reality.
---
Using cross-border remittances as a benchmark is a good angle. But what about liquidity indicators? Have you calculated the slippage in real-world scenarios?
---
A bit overly optimistic. Symptoms of capital outflows are very obvious on small coin chains; stability still needs further observation.
View OriginalReply0
AmateurDAOWatcher
· 7h ago
That banking system really needs to retire. Nanosecond-level trading vs T+2, the gap is not just a little bit.
View OriginalReply0
MEVSupportGroup
· 7h ago
Haha, that set of banking practices is really outdated, still sticking to paper methods.
---
Irreversible trend, traditional finance is really out of options this time.
---
The concept of atomized trading is brilliant, nanosecond-level direct execution beats T+2 instantly.
---
The numerous processes in cross-border remittances... I just want to ask when they can be cut.
---
The difference in trust costs is right here; how can banks possibly win?
---
Parallel processing—traditional systems really can't learn this, a hard flaw.
---
On-chain finance is a dimensionality reduction attack; there's nothing more to say.
---
Wait... can the anti-money laundering checks really be completely eliminated?
---
Intermediary steps like settlement through transit banks should have disappeared long ago.
---
Compared to algorithm efficiency, traditional banks really seem like stones.
View OriginalReply0
MondayYoloFridayCry
· 7h ago
The banking system really needs to change; if it keeps going like this, it will become completely outdated.
View OriginalReply0
GateUser-5854de8b
· 7h ago
That old-fashioned banking system is really outdated. It takes forever to cross borders, and there's endless censorship. On-chain AI agents settle transactions instantly—this gap is not just a little.
Have you ever thought about it? Traditional banks are like old-fashioned Victorian clock towers—gears, springs, incredibly precise but extremely bulky. Every second, every moment, relies on countless human inspectors wearing white gloves, carefully maintaining the system. In contrast, AI agents on the blockchain are a completely different species, like photons flickering in quantum tunnels—there's no need to wait for the pendulum to swing back or show any credentials to the gatekeepers who get paid.
By the end of 2025, the balance of power in the financial world is tilting in an irreversible direction. You might ask why transacting on blockchain facilities designed specifically for AI agents makes traditional banks look like they’re crawling in mud. The answer is simple—the gap between "trust costs" and "algorithm efficiency" is too vast.
Why are traditional banks so slow? Basically, it's their obsession with paper-based logic. A cross-border transfer from debit to credit involves anti-money laundering checks, multiple intermediary banks settling, countless manual verification steps. Essentially, this is because information islands form between various databases. Your money circulating within the banking system is like running an endless bureaucratic relay race.
On the blockchain, it's different. The core principle is "atomicity." When an AI agent initiates a transaction, asset transfer and contract execution happen simultaneously—there's no T+2 settlement, only nanosecond-level state changes. For AI, time isn't a money issue; time itself is computational resources. Under optimized parallel processing architectures, AI agents can handle multiple operations simultaneously—something traditional financial systems simply cannot do.