Top 20 Most Valuable Currencies in the World in 2025: Complete Guide for Investors

Contrary to common sense, the most valued currency in the world is not the dollar, nor the euro. While these assets are popular among Brazilian investors, there are other currencies that significantly surpass their exchange value and offer interesting opportunities for wealth diversification in 2025.

The search for protection against the devaluation of the real has led more and more investors to explore alternatives beyond traditional currencies. Knowing which currencies are truly the most valued and how to leverage them can be decisive in maximizing returns and reducing exchange rate risks.

What is really the most valued currency in the world?

The Kuwaiti Dinar remains the most valued currency globally, with an approximate exchange rate of 1 KWD = 3.30 USD. This position is maintained thanks to the country’s vast oil reserves and extremely conservative fiscal policies that reinforce its stability.

However, beyond this undisputed leader, other Middle Eastern currencies also hold prominent positions in the valuation ranking, creating an interesting pattern of concentration in specific regions of the world.

The pillars of a valued currency in 2025

Before exploring the top 20 most valued currencies, it is essential to understand which factors determine a currency’s real value in the international market:

• Economic and political stability: Countries with strong institutions attract foreign capital
• Reserves and natural resources: Oil, gold, and other commodities sustain demand
• Controlled inflation rate: Maintains the currency’s purchasing power
• Positive trade balance: Generates natural demand for exchange
• International liquidity: Facilitates conversion and global transactions
• Floating or managed exchange rate: Directly affects appreciation

Top 20: The currencies worth more in 2025

1. Kuwaiti Dinar (KWD) — 1 KWD = 3.30 USD

The most valued currency in the world maintains its throne thanks to a robust oil sector and exemplary fiscal management. It is less accessible to small investors but represents the peak of exchange rate appreciation.

2. Bahraini Dinar (BHD) — 1 BHD = 2.72 USD

Diversification in the financial sector places Bahrain among the most developed economies of the Persian Gulf. The financial services market drives demand for its currency.

3. Omani Rial (OMR) — 1 OMR = 2.65 USD

Political stability and significant investments in renewable energy attract international capital flows, strengthening the currency.

4. Jordanian Dinar (JOD) — 1 JOD = 1.52 USD

Strategic alliances in the Middle East region and a privileged geographic position consolidate its currency strength.

5. British Pound (GBP) — 1 GBP = 1.35 USD

Post-Brexit economic recovery combined with growth in the UK’s tech sector continually boosts demand for this traditional currency.

6. Gibraltar Pound (GIP) — 1 GIP = 1.34 USD

Linked to the British Pound, benefits from increasing tourism and financial services development in the region.

7. Cayman Islands Dollar (KYD) — 1 KYD = 1.25 USD

Favorable regulations and status as an international financial center keep the currency valued among institutional investors.

8. Swiss Franc (CHF) — 1 CHF = 1.12 USD

Considered a safe haven during geopolitical uncertainty, the Swiss franc attracts capital from risk-averse investors.

9. Euro (EUR) — 1 EUR = 1.10 USD

Continuous EU investments in digital transformation and sustainability keep the currency strategically positioned in the global market.

10. US Dollar (USD)

Although it has lost its position as the most valued currency in the world, it remains the most traded asset internationally. Recent crises and inflation have reduced its hegemony, but it continues to be the preferred choice of Brazilian investors for currency protection.

11. UAE Dirham (AED) — 1 AED = 0.30 USD

Dubai is consolidating as a hub for cryptocurrencies and fintechs, expanding the economic relevance of the currency beyond the oil sector.

12. Singapore Dollar (SGD) — 1 SGD = 0.75 USD

A technological and commercial hub, Singapore’s currency appreciation is driven by intense maritime trade and digital innovation.

13. Norwegian Krone (NOK) — 1 NOK = 0.11 USD

Clean energy exports and attractiveness to ESG investors support continuous appreciation.

14. Australian Dollar (AUD) — 1 AUD = 0.70 USD

Abundance of natural resources and strong trade partnerships with Asian economies increase its demand in the market.

15. Mexican Peso (MXN) — 1 MXN = 0.06 USD

Economic reforms and the nearshoring phenomenon expand commercial opportunities and strengthen the currency against the dollar.

16. Maldivian Rufiyaa (MVR) — 1 MVR = 0.065 USD

Luxury tourism and investments in tourism infrastructure support gradual appreciation.

17. Turkish Lira (TRY) — 1 TRY = 0.04 USD

Despite volatility, it offers speculative opportunities for those following commodity trends and emerging markets.

18. Canadian Dollar (CAD) — 1 CAD = 0.78 USD

Robust oil and mineral exports ensure currency stability and international liquidity.

19. Israeli New Shekel (ILS) — 1 ILS = 0.28 USD

A dynamic tech and startup ecosystem drives the economy and currency in international markets.

20. Saudi Riyal (SAR) — 1 SAR = 0.27 USD

The Vision 2030 project aims to diversify the economy beyond oil, attracting significant foreign investments.

Why invest in foreign currencies in 2025?

Investing in valued currencies offers strategic protection against the devaluation of the Brazilian real and persistent inflation. For investors seeking patrimonial security, international currencies represent:

• Effective diversification outside the domestic market
• Exposure to stable economies with growth potential
• Access to emerging markets with high liquidity
• Protection against local currency volatility

The average exchange rate of these currencies against the dollar reflects not only technical factors but also the actual economic stability of the issuing countries.

Recommended currencies to start in 2025

For those looking to begin currency investments, the following combinations balance safety and potential:

• Swiss Franc for protection during crises
• Euro for exposure to the European economic bloc
• Canadian Dollar for diversification with natural resources
• Australian Dollar for access to the Asian market
• US Dollar as a liquidity base

Step-by-step: How to start investing in foreign currencies

1. Choose a reliable brokerage platform

Brazilian investors have access to international platforms offering currency trading with competitive spreads and regulatory security.

2. Analyze macroeconomic indicators

Reports from the IMF and central bank decisions signal trends of appreciation or depreciation of major currencies.

3. Diversify your portfolio

Combine defensive currencies like Swiss Franc with opportunities in emerging currencies such as Mexican Peso.

4. Monitor global events

Trade wars, political changes, and geopolitical crises directly impact currency markets and should be continuously monitored.

Final considerations

The most valued currency in the world is not necessarily the best investment option for every profile. While the Kuwaiti Dinar leads in nominal value, Brazilian investors should consider liquidity, accessibility, and personal objectives when structuring their currency portfolio.

2025 presents distinct opportunities for those seeking to expand investments beyond the real. Knowing the most valued currencies and understanding the factors that support them is the first step toward informed decisions in the international exchange market.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Consult a financial advisor before engaging in currency operations.