Cryptocurrency market volatility has become a daily norm. In this environment, regular fixed-amount investing is increasingly favored by investors, not just as a trading method but as a long-term wealth accumulation strategy.

**Mathematical Logic of Cost Averaging**

What’s the beauty of dollar-cost averaging? Simply put, it’s about spreading out costs. In the highly volatile cryptocurrency market, aiming to buy at the lowest point and sell at the highest point with perfect timing is almost impossible. But with dollar-cost averaging, you don’t need that precision. Investing a fixed amount weekly or monthly means that when prices rise, you buy less; when prices fall, you buy more. Over time, your average cost naturally decreases.

Looking at the market data for 2025 can clarify this. Bitcoin’s 30-day annualized volatility remains between 35%-65%, much higher than traditional investment assets. This intense volatility may seem intimidating, but for a dollar-cost averaging strategy, it’s actually an advantage—the greater the fluctuation, the more effective the cost smoothing.

**Who is most suitable for dollar-cost averaging?**

Wage earners benefit the most. With a stable monthly income, setting aside a portion for regular investment allows participation in the growth of the cryptocurrency market. It’s also suitable for novice investors, as they don’t need to worry about timing high or low points—just follow the plan. Additionally, busy individuals who want to hold long-term but lack time to monitor the market can participate calmly through dollar-cost averaging, avoiding being driven by short-term volatility. Especially for small investors, using dollar-cost averaging to turn limited capital into long-term gains is a good starting point.

Systematic discipline often outweighs market insight.