#稳定币生态 Are stablecoins about to be piloted in free trade zones? The moves in Qianhai, Shenzhen, and Hainan are really impressive. 🔥 It seems that regulators are seriously pushing this forward, establishing a "whitelist" system, and pioneering offshore RMB stablecoin innovations... This feels like the right way to open up.

Previously, many people kept shouting that stablecoins would "impact the banking system," but what happened? The research data shows that there was no large-scale outflow of deposits; instead, banks were forced to raise interest rates and improve efficiency. Isn't this the "catfish effect"? I always say, the real threat isn't stablecoins themselves, but those institutions that cling to old ways and refuse to change.

The US GENIUS Act has already reached the signing stage, explicitly requiring a 100% reserve system. We can't always cling to the outdated infrastructure of traditional finance. Cross-border payments are now extremely costly and slow. If stablecoins can truly achieve "atomic-level settlement," the efficiency gains would be enormous.

This regulatory pilot indicates a trend: stablecoins are not here to disrupt but to upgrade the entire financial pipeline. Those who can embrace this change first will be able to secure a position in future financial competition 💪