2026-01-06 08:32:40

According to the latest data statistics (January 6), the stablecoin market is undergoing a structural transformation. USDT continues to lead with a market cap of $199.6 billion, followed by USDC with a market cap of $75.17 billion. Emerging stablecoins are also rapidly rising—several projects such as USDS, USDe, PYUSD, and others have collectively surpassed the $20 billion mark, showing a trend of diversification across the entire sector.

From a technological application perspective, infrastructure development for stablecoins is accelerating. The deployment of the Cap platform on MegaETH signifies increasing maturity in cross-chain applications. Meanwhile, a certain compliant platform has adjusted USDC to fiat trading pairs in Argentina, reflecting the practical need for stablecoins to adapt to regulatory environments in different regions.

Most interestingly, the transfer value of stablecoins has already exceeded that of Visa. What does this data indicate? Institutions are truly using stablecoins for settlement. Fireblocks' recent survey confirms this—90% of surveyed payment institutions are exploring or already using stablecoins, with nearly half applying them to cross-border settlement services.

Policy developments are also progressing rapidly. The US GENUIS Act has fully entered its first year of implementation, a key signal that stablecoins are moving from the gray area toward mainstream regulation. The UK's FCA regulatory sandbox application is also in its final stage, with relevant companies required to complete submissions by January 18. BlackRock has explicitly stated in its 2026 outlook that stablecoins are challenging the dominance of traditional sovereign currencies.

Overall, the stablecoin market is transforming from supporting tools within the crypto ecosystem to a core component of global financial infrastructure. This is not only a matter of market capitalization growth but also an upgrade in role positioning. Compliance, institutionalization, and infrastructure—these three keywords are reshaping the future of the entire sector.

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MainnetDelayedAgain

· 01-09 00:44

90% of institutions are using stablecoins... This data looks so familiar, feels like I heard a similar statement last year? --- USDT leads with two trillion yuan, is that all? According to the database, emerging stablecoins are only around 200 billion yuan, the gap is quite significant. --- Surpassing the transfer value of Visa sounds impressive, but is it possibly inflated? Will the data need to be revised later? --- Submitted before January 18th, curious to see how many have actually paid, or will it be postponed again... Already on the watchlist. --- The gray area is moving towards regulation. How many days have passed since the last promise? Feel free to add. --- BlackRock points out challenges to sovereign currencies. The slogan changes every year, but has the money really been invested? --- Three keywords reshape the track, the last keyword should probably be "wait and see."

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MemeEchoer

· 01-08 22:01

Stablecoins surpass Visa in transfer value, this is outrageous, institutions are really starting to get involved.

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MissedAirdropAgain

· 01-07 08:49

90% of payment institutions are already using stablecoins, and I'm still waiting for an airdrop...

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ponzi_poet

· 01-06 09:02

Stablecoins have indeed surpassed Visa in transfer volume, but how many institutions actually using them care about gas fees?

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BoredWatcher

· 01-06 08:56

Has the stablecoin surpassed Visa transfer volume? Mainstream finance is getting nervous now. --- Regulatory and institutionalization, to put it nicely, is actually being included under control, with decreasing freedom. --- USDT dominates nearly 200 billion, and no matter how much new tokens try, they feel unable to catch up. --- Blackstone is also optimistic. Is this really a signal to get on board, or just another round of cutting leeks? --- 90% of payment institutions are using stablecoins... so what are the remaining 10% doing? Is there some secret behind it? --- Cross-chain, compliance, Visa—wow, all these are connected. Stablecoins are really going to change the world.

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SelfCustodyBro

· 01-06 08:54

The transfer of value by stablecoins surpassing Visa is no joke; 90% of payment institutions are using it, and traditional finance is being forced to change its fate.

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CascadingDipBuyer

· 01-06 08:53

The fact that stablecoins are transferring value exceeding Visa is true, and institutions are really starting to use them for settlement. This is no longer just a simple trading tool.

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VitaliksTwin

· 01-06 08:49

The fact that stablecoins have surpassed Visa in transfer volume... really needs to be taken seriously; institutions won't mess around blindly.

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FunGibleTom

· 01-06 08:36

Stablecoin transfers surpass Visa in value, this is really not hype anymore, institutions are serious about playing. --- USDT remains the leader, but new currencies are emerging quickly, and the ecosystem feels more fragmented. --- Using stablecoins for cross-border settlements? 90% of institutions are testing the waters, what does that mean? Traditional finance should be worried. --- The US GENIUS Act is in its first year of implementation, and the UK FCA sandbox is racing ahead. Stablecoins are about to officially enter the scene. --- Compared to the rise and fall of coin prices, I care more about when the infrastructure will truly become operational. --- BlackRock explicitly mentioned stablecoins challenging sovereign currencies. Isn't this signal clear enough? --- Transforming from a tool to infrastructure—that's the real story, not just piling up digital money. --- It's interesting that Argentina is adjusting trading pairs; local adaptation and regulatory compliance are the real practical applications. --- What will happen to Visa? If stablecoins are to be widely adopted, how will traditional payments compete? --- Regulatory compliance is here. The era of wild growth is ending, and in the future, stablecoins will be part of the official system.

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CodeZeroBasis

· 01-06 08:33

Stablecoin transfer value surpasses Visa? This is no longer just crypto hype; institutions are really getting serious. --- 90% of payment institutions are using stablecoins. It seems traditional finance is the true wave. --- Argentina adjusts USDC trading pairs... finally, someone is paving the way for compliance. --- Blackstone has nodded, indicating this thing is really about to turn into infrastructure. --- USDT is still the leader, but new stablecoins have broken 20 billion in a year... the track is getting interesting. --- Cross-chain applications, regulatory sandboxes, the GENIUS Act... wow, multiple things happening simultaneously, it's a bit overwhelming. --- From the gray area to the mainstream, this turnaround might happen as soon as this year. --- Institutionalized stablecoins vs. sovereign currencies, this story is far from over. --- Honestly, cross-border settlements have been held back by traditional finance for too long. It's time for a change.

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