"Funds have arrived, please release the coins!" — When this WeChat alert pops up, many beginners instinctively tap confirm, thinking they can finally breathe a sigh of relief. But having been in the industry long enough, I must be honest: this is precisely the most dangerous psychological tactic. Mismatched payer names, urgent prompts from the other side, strange transfer remarks... These seemingly minor details are actually carefully designed "golden cicada shedding its shell" scam routines.

**Layered Tactics: How "Fake Real-Name Payments" Trick You**

The most common method is forging screenshots. Scammers either Photoshop bank transfer receipts or exploit delays in third-party payments to create a false impression of "payment completed." When you release the coins, they immediately withdraw the transfer or claim "mistaken operation," and the money is recovered, but your coins are forever lost.

There are even more ruthless tactics—impersonating others' accounts. When the payer's real-name info doesn't match the buyer's identity at all, it's almost certain that scammers have stolen someone else's account to launder money. If you release the coins, not only will you lose everything, but you might also get involved in money laundering investigations. Legitimate merchants would never play this way; that's a bottom line.

A third tactic involves exploiting platform rules. Some impersonate "an officially certified merchant of a major exchange" or forge transaction records, trying to get you to bypass platform escrow and trade privately. But, as you know, compliant platforms require both parties to confirm before releasing coins; private transactions have zero guarantees.

**My four life-saving rules**

1. The real-name information must match 100%. If it doesn't, refuse. Double-check the name, account type, and ID documents—don't overlook any detail.

2. Beware of time pressure. The more urgent they seem, the more you should stay calm. Genuine transactions don't require "immediate release," give yourself time to respond.

3. Always use platform escrow for transactions. Don't fall for the idea that "private deals are cheaper"—that's a prelude to being scammed.

4. Save transaction records with screenshots. If something goes wrong, these will be your evidence.