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South Korea's Five Major Banks Use Up 85% of Annual Household Lending Quota by June

2026-07-16 04:30:55

According to South Korean financial authorities, as of end of June, the five major commercial banks—KB Kookmin Bank, Shinhan Bank, Hana Bank, Woori Bank, and NH Bank—posted combined household loan balances of 647.58 trillion Korean won, up 3.7 trillion won from end of 2025. The financial regulator had set an annual growth ceiling of 1.5% for household lending, translating to a combined new lending limit of approximately 4.34 trillion won for the five banks. With H1 additions already consuming 85.3% of the annual quota, only about 639.5 billion won remains for the second half, sharply constraining further household borrowing.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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