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South Korea's Major Banks Introduce Corporate Debit Card Limits; NH Nonghyup Leads at 29% Market Share

2026-07-09 00:37:50

According to Yonhap Infomax, on July 9, South Korea's major bank-affiliated card companies including KB Kookmin Card and NH Nonghyup Card are introducing or strengthening daily and monthly usage limits on corporate debit cards. The move follows a request from the Financial Supervisory Service (FSS) to monitor and prevent money laundering schemes in which criminals purchase large quantities of commodity vouchers using corporate debit cards with no spending caps, then resell them for cash. NH Nonghyup Card, which accounts for approximately 29% of total corporate debit card transaction volume, is separately reviewing limits on gift card purchases in addition to existing daily and monthly caps. KB Kookmin Card, previously without usage limits, aims to introduce daily and monthly limits by the third quarter of this year. The five major bank-affiliated card issuers together account for approximately 98% of all corporate debit card usage in South Korea.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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