Ripple USD (RLUSD) Price

Ripple USD is a U.S. dollar-backed stablecoin issued by Ripple Labs, designed with trust, liquidity, and regulatory compliance at its core. Currently ranked #52, Ripple USD maintains a stable value of $1.0012 per token, with a market cap of $1.72B. Each Ripple USD token is fully backed by a segregated reserve of cash deposits, U.S. Treasuries, and cash equivalents, ensuring a 1:1 redemption guarantee. The stablecoin is natively issued on both the XRP Ledger and Ethereum blockchains, enabling fast, low-cost cross-border payments and settlements. Ripple USD holds regulatory approvals from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA), making it an enterprise-ready stablecoin. As of 2026-07-01, Ripple USD has a circulating supply of 1.72B RLUSD and demonstrates strong market presence with $9.18M in 24-hour trading activity. Key performance metrics show a 24-hour change of 0.00%, with a 24-hour trading range between $1.0011 and $1.0017. The stablecoin's all-time high reached $1.0017 on December 26, 2024, reflecting market confidence in its stability and utility. Ripple USD serves multiple use cases including payment service providers, remittance platforms, centralized exchanges, and treasury management solutions. Its purpose-built design enables near-instantaneous transactions, programmable finance applications, and compliant crypto transactions across global markets. Unlike volatile cryptocurrencies, Ripple USD provides the stability of the U.S. dollar combined with blockchain efficiency and transparency.

Ripple USD was launched on December 17, 2024. Issued by Ripple Labs' wholly owned subsidiary, Standard Custody & Trust Company, LLC, Ripple USD represents Ripple's entry into the stablecoin market with regulatory approval from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA). Since its creation, Ripple USD has established itself as a regulated, fully-backed USD stablecoin designed for enterprise-grade cross-border payments and settlements. Each token is backed one-to-one by U.S. dollars, U.S. Treasuries, and cash equivalents held in segregated reserve accounts. As of 2026-07-01, Ripple USD maintains robust compliance standards and operates natively on both the XRP Ledger and Ethereum blockchains, with potential expansion to additional networks in the future. The stablecoin's launch marked a significant milestone in bringing institutional-grade digital dollar infrastructure to the market. With BNY Mellon serving as the primary custodian for RLUSD reserves since July 2025, the stablecoin has demonstrated strong commitment to transparency through monthly third-party attestations of its reserve assets. This regulatory foundation and custodial arrangement distinguish Ripple USD as a compliant, trust-based stablecoin built specifically for businesses, payment service providers, remittance networks, and centralized exchanges seeking reliable USD tokenization on blockchain networks.

Ripple USD was founded by Ripple Labs, a leading digital payment company with over a decade of experience in cryptocurrency and finance. The stablecoin is officially issued by Standard Custody & Trust Company, LLC, a wholly owned subsidiary of Ripple Labs. Ripple USD was launched on December 17, 2024, and represents Ripple's entry into the stablecoin market. As of 2026-07-01, Ripple USD maintains a $1.0012 price with a market cap of $1.72B. The stablecoin has achieved a 52 ranking in the cryptocurrency market. Ripple USD is purpose-built for cross-border payments and financial settlements. Each token is backed one-to-one by U.S. dollars, U.S. Treasuries, and cash equivalents held in segregated reserve accounts. The project received regulatory approval from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA), reflecting Ripple's commitment to compliance and institutional standards. Ripple's founding team brings extensive expertise in blockchain technology and international finance. The company's leadership has established relationships with regulators and financial institutions globally, enabling Ripple USD to operate as an enterprise-ready stablecoin. This regulatory foundation distinguishes Ripple USD from many other stablecoins in the market. The reserves backing Ripple USD are custodied by The Bank of New York Mellon Corporation, one of the world's largest financial institutions, ensuring institutional-grade security and transparency. Ripple publishes monthly third-party attestations of reserve assets, demonstrating full backing of all outstanding tokens.

Ripple USD operates as a fully regulated, U.S. dollar-backed stablecoin issued by Ripple Labs' subsidiary, Standard Custody & Trust Company, LLC. Each token maintains a 1:1 peg with the U.S. dollar, backed by segregated reserves of cash and cash equivalents held at custodial institutions. As of 2026-07-01, Ripple USD maintains a price of $1.0012 with a 24-hour trading volume of $9.18M and a market capitalization of $1.72B. The stablecoin operates on multiple blockchain networks, with native issuance on both the XRP Ledger and Ethereum, enabling seamless interoperability across ecosystems. Ripple USD leverages these distributed ledger technologies to deliver near-instantaneous settlement capabilities, eliminating traditional payment delays while maintaining regulatory compliance. Ripple USD is specifically engineered for cross-border payments and enterprise applications. Transactions settle in seconds rather than days, reducing friction in global commerce and remittance flows. The stablecoin integrates with Ripple's broader payment infrastructure, enabling real-time settlement for payment service providers, financial institutions, and centralized exchanges. Regulatory oversight ensures Ripple USD's stability and trustworthiness. The stablecoin holds approvals from the New York Department of Financial Services (NYDFS) and the Dubai Financial Services Authority (DFSA), subjecting it to stringent compliance requirements and regular reserve audits. Ripple publishes monthly third-party attestations verifying that outstanding tokens remain fully backed by liquid reserves. The mechanism maintaining Ripple USD's stability combines blockchain technology with traditional financial backing. Holders can exchange tokens for equivalent U.S. dollar amounts, creating a direct linkage to fiat value. This design transforms Ripple USD into a programmable digital dollar suitable for payments, treasury management, on/off-ramp services, and derivative settlement across the broader digital asset economy.

Ripple USD operates on a multi-chain architecture designed for stability and accessibility. Natively issued on the XRP Ledger and Ethereum blockchains, RLUSD leverages distributed ledger technology to ensure fast, secure, and transparent transactions. The technical foundation of RLUSD is built on proven blockchain infrastructure that enables near-instantaneous settlements. On XRP Ledger, it utilizes the native consensus mechanism for rapid transaction finality, typically settling in seconds. On Ethereum, it operates as an ERC-20 token, integrating with the broader DeFi ecosystem and allowing seamless compatibility with smart contracts and decentralized applications. Ripple USD employs a fiat-backed reserve model where each token is supported one-to-one by U.S. dollars, Treasuries, and cash equivalents held in segregated accounts. This architecture ensures the stablecoin maintains consistent value while providing full transparency and auditability. The multi-chain design offers developers and users flexibility—they can leverage RLUSD across different blockchain networks while maintaining interoperability. This approach maximizes accessibility across payment service providers, remittance platforms, centralized exchanges, and decentralized finance applications. Security is embedded throughout the technical architecture, with compliance to industry standards such as ISO 27001 and SOC 2 Type II certifications. The distributed nature of the ledgers combined with segregated reserve custody provides redundancy and protection against systemic failures. As of 2026-07-01, Ripple USD maintains -- in circulation across both blockchains, with $1.72B in total market value. This dual-chain architecture represents the next generation of enterprise-ready stablecoins, combining regulatory compliance with blockchain innovation for global payments infrastructure.

Ripple USD is positioned for significant growth and development in the coming years. As of 2026-07-01, the stablecoin maintains strong market fundamentals with a $1.72B market capitalization and ranks at #52 among digital assets. **Key Future Developments:** The roadmap includes strategic multichain expansion to Ethereum Layer 2 solutions by late 2027, enhancing accessibility and reducing transaction costs for users. This expansion will strengthen Ripple USD's position as a leading enterprise-grade stablecoin. **Continued Growth Trajectory:** Ripple USD is designed for long-term utility in cross-border payments and financial settlements. With regulatory approvals from NYDFS and DFSA, combined with institutional backing from Ripple Labs, the stablecoin is well-positioned for sustained adoption. **Market Outlook:** Looking ahead to 2028 and beyond, Ripple USD is expected to achieve broader integration across payment platforms, remittance services, and decentralized finance applications. The current price of $1.0012 reflects stable market conditions, with $9.18M in 24-hour trading volume demonstrating healthy liquidity. **Technical Enhancements:** Future developments will focus on improving interoperability across multiple blockchain networks, enhancing settlement speeds, and expanding fiat on/off-ramp partnerships. These initiatives aim to make Ripple USD the preferred stablecoin for institutional and retail users seeking reliable dollar exposure in the digital asset ecosystem.

Ripple USD is rising due to strong institutional adoption, increased cross-border payment volume, and growing integration across multiple blockchains. Its $1.72B market cap reflects rising demand for a compliant, dollar-backed stablecoin in the digital economy.

Ripple USD is designed as a stablecoin to maintain $1.0012, so minor price fluctuations are normal. As of 2026-07-01, RLUSD is trading at $1.0012 with 0.00% change over 24 hours. Market conditions and liquidity shifts may cause temporary variations, but Ripple USD's full dollar backing ensures stability over time.

Ripple USD is a stablecoin designed to maintain $1.0012 value. While price movements are minimal due to its dollar-backed nature, adoption across cross-border payments could drive utility growth through 2027 and beyond.

Ripple USD is a stablecoin designed to maintain a $1.0012 value. While price appreciation isn't its primary function, adoption growth and expanded use cases could drive utility gains. As institutional adoption of Ripple USD increases through 2027, market demand may strengthen its ecosystem value.

The current price of Ripple USD (RLUSD) is $1.0012. As the #52 cryptocurrency by market cap, RLUSD has seen a 0.00% change in the last 24 hours with a trading volume of $9.18M.

$1.0017 reached on December 26, 2024. Ripple USD maintains its 1:1 USD backing, with 1.72B RLUSD currently in circulation as of 2026-07-01.

The lowest price RLUSD has ever reached was $0.9992, recorded on December 18, 2024. As of 2026-07-01, Ripple USD is trading at $1.0012, maintaining stability as a fully-backed USD stablecoin.

Currently, 1 RLUSD is worth $1.0012.

Ripple USD derives value from its regulatory compliance, full backing by U.S. dollars and cash equivalents, and multi-chain availability on XRP Ledger and Ethereum. As a trust-based stablecoin designed for seamless cross-border payments, Ripple USD maintains stable value at $1.0012 as of 2026-07-01, with a market cap of $1.72B and strong institutional adoption, making it essential infrastructure for global financial settlements.

Ripple USD has a current circulating supply of 1.72B RLUSD. As a stablecoin, it maintains an unlimited maximum supply through mint and burn operations managed by Ripple to meet market demand while remaining fully backed by U.S. dollars and cash equivalents.

Ripple USD is not mineable. As a stablecoin backed by U.S. dollars and cash equivalents, RLUSD maintains a stable $1.0012 value and is not created through mining like proof-of-work cryptocurrencies. Mining Ripple USD is therefore not profitable.

Ripple USD launched on December 17, 2024. Issued by Ripple Labs' subsidiary Standard Custody & Trust Company, LLC, RLUSD is a USD-backed stablecoin designed for cross-border payments and settlement.

Currently, one RLUSD costs $1.0012.

You can buy Ripple USD through centralized or decentralized exchanges(Gate.com). Simply create an account, complete identity verification, deposit funds, and place an order to buy RLUSD at $1.0012.

To purchase RLUSD, create an account on a reputable cryptocurrency exchange(Gate.com), complete identity verification, deposit funds using bank transfer or card, navigate to RLUSD trading pair, enter purchase amount, and confirm your transaction. Store your RLUSD in a secure wallet for safekeeping.

Ripple USD is Ripple's USD-backed stablecoin issued by Standard Custody & Trust Company, LLC. Each RLUSD token is fully backed 1:1 by U.S. dollars and cash equivalents held in segregated reserve accounts. With regulatory approval from NYDFS and DFSA, monthly third-party attestations, and custody by major financial institutions, Ripple USD is a safe and legitimate stablecoin designed for secure cross-border payments.