Ripple has invested approximately $4 billion this year to expand its payments and digital asset ecosystem, and has obtained significant regulatory approvals in Singapore and the UAE. However, the price of XRP remains weak, drawing market attention. On December 4, Ripple announced four major acquisition plans, including GTreasury ($1 billion), Rail ($200 million), Palisade, and Ripple Prime, aiming to integrate enterprise financial intelligence, stablecoin payments, high-speed custody, and institutional-grade liquidity to provide end-to-end payment and digital asset solutions for enterprises.
In Asia and the Middle East, Ripple continues to achieve compliance recognition. The Monetary Authority of Singapore has granted it an expanded Major Payment Institution license, allowing for a broader range of regulated payment activities. The UAE's FSRA has approved Ripple's fiat-backed stablecoin RLUSD for institutional use, including collateral, lending, and prime brokerage services, further consolidating its market credibility and compliance.