GhostAddressMiner

In the vegetable market, the old man shares through a conversation with a young person the reason why he sells at the stall: to maintain family harmony and avoid conflicts with family members. He believes that having something to do makes him feel valuable and thus gains the care of his family. This deep family management wisdom reminds us that living is not only for ourselves but also for our family, to avoid loneliness and to keep inner fulfillment.

Ethereum faces network congestion and high costs, making the upgrade to Ethereum 2.0 crucial. The core changes include transitioning from PoW to PoS, introducing sharding chains to enhance scalability, and the beacon chain coordinating the operation of each shard. This transformation aims to improve network efficiency, reduce energy consumption, and ensure Ethereum's competitiveness and sustainable development in the Web3 ecosystem.

The article analyzes the difference between quantitative trading and simplified automated trading tools in the market, pointing out that many so-called quantitative trading systems are not trustworthy. True quantitative trading relies on mathematical models and risk control, while retail investors often use only automated simple strategies. The author reminds readers not to expect quick wealth, but to be patient in learning and risk management, accumulating knowledge and experience.

When it comes to the most influential business leaders in India, the name Ratan Tata is always unavoidable. This iconic entrepreneur not only transformed an Indian traditional business conglomerate into a global commercial giant but also reshaped the destiny of the Tata Group with his vision and foresight.
Starting from the Bottom of the Career
Interestingly, Ratan Tata did not begin his career in an executive office. In 1961, this young man from the prestigious Tata family chose to work at the Tata Steel plant in Jamshedpur in the most basic roles—shoveling limestone and operating blast furnaces. This decision may seem unconventional, but it laid a deep understanding of business operations.
After years of honing his skills in various departments of the group, Ratan Tata was appointed Chairman of Tata Group in 1991 when J.R.D. Tata retired. Although this appointment initially sparked internal doubts, he ultimately proved his capability through actions.
Bold Business Reorganization

The essay discusses the surge in precious metals prices, highlighted by gold reaching an all-time high amid rising geopolitical tensions, especially between the U.S. and Venezuela. This environment led to increased safe-haven demand, reflecting a shift in market sentiment.

By the end of 2025, the New Taiwan Dollar to Japanese Yen exchange rate hovered around 4.85, up nearly 9% from 4.46 at the beginning of the year. Amidst the continuous pressure on the Taiwanese dollar, demand for Yen investments and international travel has simultaneously increased, but the costs across different exchange channels vary by more than 1,500 NT dollars. Based on the latest rates, we have summarized four mainstream methods for Taiwanese people to exchange Yen, helping you find the most cost-effective option.
Why exchange Yen? It's not just for traveling abroad
When it comes to foreign currency exchange, the Yen has always been the first choice for Taiwanese. But the reasons behind this go far beyond simply "loving to visit Japan."
Living and Consumption
During trips to Japan, cash remains the primary payment method (credit card penetration is only 60%), whether shopping in Tokyo, skiing in Hokkaido, or vacationing in Okinawa, carrying cash is necessary. Additionally, players purchasing Japanese cosmetics, clothing, and anime merchandise often pay directly in Yen; students planning to study abroad or work part-time need to exchange currency in advance to hedge against exchange rate fluctuations.

Since mid-December, the RMB has appreciated significantly against the US dollar, with the USD/RMB exchange rate falling below the psychological threshold of 7. This round of appreciation has been notably influenced by a weak US dollar and adjustments in China's central bank policies, while the increased demand for trade settlement at the end of the year has also strengthened the RMB. The market generally believes that the RMB is still undervalued, and institutional forecasts suggest that the appreciation trend will continue.

The RMB continues to appreciate against the US dollar, mainly influenced by a weak dollar, easing monetary policies by the central bank, and year-end foreign exchange settlement demands. Analysts generally believe that the RMB is undervalued and may continue to appreciate over the next few years, but the rate of appreciation will slow down. The appreciation will enhance the attractiveness of China's capital markets and impact the cost structure of import and export companies. Investors should pay attention to international policies and economic developments.

The Bank of Japan announced a 25 basis point rate hike on December 19, pushing the policy interest rate to 0.75%, the highest in nearly 30 years. On the surface, this appears to be a firm hawkish move, but the market's reaction was unexpected—the USD/JPY exchange rate not only did not decline but continued to rise, putting the yen in an awkward situation of "rate hike leading to depreciation."
Unclear policy signals, market detects a "dovish" tone
The key issue is that Governor Ueda Haruhiko did not provide a clear timeline for subsequent rate hikes during the press conference. He admitted that it is difficult to lock in a neutral interest rate in advance (estimated range of 1.0%-2.5%) and plans to revise estimates based on circumstances. This wording caused confusion in the market—if even the neutral rate is uncertain, how can future rate hike guidance be provided?
ANZ Bank strategist Felix Ryan pointed out that although the Bank of Japan has already begun raising rates, the market remains "confused" about the pace and magnitude of its rate hikes. This uncertainty

Divergence among non-US currencies is evident, with the US Dollar Index reaching new highs
Last week (12/15-12/19), the US Dollar Index rose by 0.33%, continuing its strong momentum. Meanwhile, the performance of non-US currencies varied significantly. In Europe, the euro faced pressure, declining 0.23% over the week; in the Asia-Pacific region, the yen depreciated the most, with a weekly drop of 1.28%; additionally, the Australian dollar fell by 0.65%, while the British pound remained slightly up, increasing by 0.03% over the week.
The euro faces a dilemma, and the Federal Reserve's policy direction remains uncertain
EUR/USD showed a "gap up then decline" trend last week, ultimately closing down 0.23%. The European Central Bank maintained its interest rate policy as expected, but President Lagarde's remarks were relatively cautious, failing to meet market expectations for a hawkish signal.
US economic data presented a "mixed picture." November non-farm employment data underperformed expectations, while the year-over-year CPI growth rate during the same period was low

Why is the British Pound worth paying attention to? As the fourth largest major trading currency in the world, the fluctuations of the GBP against the USD influence countless traders' nerves. But to truly grasp the investment rhythm of the pound, one must first understand the underlying logic—political sensitivity, interest rate policies, economic fundamentals—these factors are interconnected and determine the future direction of the pound.
The identity of the British Pound: a market sentiment indicator
The British Pound (GBP) is issued by the Bank of England, symbolized as £, accounting for approximately 13% of daily trading volume in the foreign exchange market. In the global forex market, GBP/USD is the second most important trading pair after the major euro-dollar pair, with ample market liquidity and relatively tight spreads.
The UK’s main trading partners are Europe and the United States, so GBP/USD and EUR/GBP are the two most closely watched currency pairs by investors. Among them, GBP/USD is also among the top five most traded pairs.

The Australian dollar has recently strengthened significantly, mainly due to the divergence in monetary policies between Australia and the United States, as well as rising commodity prices. The market expects the Reserve Bank of Australia to initiate a rate hike cycle in 2026, boosting confidence in the AUD. Several institutions are optimistic about the future trend of the Australian dollar, predicting it will reach between 0.69 and 0.72 in 2026. Investors should pay attention to the CPI data and interest rate decisions in January and February to assess future movements.

As the fifth-largest currency by global trading volume, the Australian dollar ranks alongside the US dollar, euro, Japanese yen, and British pound, with its exchange rate fluctuations influencing global capital flows. The AUD appears to be strong, but a deeper analysis reveals that this rebound is more of a "technical correction" rather than a "trend reversal."
The AUD has experienced a decade of decline; can the 2025 rebound reshape the landscape?
Over the past ten years, the performance of the AUD against the USD has been disappointing. From a level of 1.05 in early 2013 to the end of 2023, the Australian dollar has depreciated by over 35%, while the US dollar index (DXY) has risen by 28.35% during the same period. This is not an issue unique to the AUD—major currencies like the euro, yen, and Canadian dollar have also depreciated simultaneously, reflecting a long-term "strong dollar cycle" globally.
The turning point occurred in 2025. Benefiting from a significant rise in iron ore and gold prices, along with the Federal Reserve's rate cuts driving risk asset inflows, the AUD/USD once surged to 0.6

The Australian dollar is the fifth largest trading currency in the world. The AUD/USD currency pair ranks among the top in the foreign exchange market, characterized by ample liquidity and reasonable spreads, making it convenient for investors to execute short-term strategies or medium-term layouts.
The core of the AUD's price movement prediction lies in understanding its commodity currency attributes: Australia's economy heavily relies on exports of bulk commodities such as iron ore, coal, and copper. Any fluctuations in global raw material prices will directly trigger significant adjustments in the AUD exchange rate. At the same time, as a high-yield currency, the AUD has long attracted arbitrage traders' attention. However, its performance over the past decade has not been ideal—except for a 38% surge during the 2020 pandemic due to strong Asian demand for iron ore and Australia's effective pandemic control, the AUD has mostly remained subdued.
Entering the second half of 2025, with rising iron ore and gold prices, and the Federal Reserve initiating a rate-cut cycle that boosts the attractiveness of risk assets, the AUD has also rebounded. In September, the AUD/USD briefly touched 0.6.