A New Solution Born from a Global Challenge
Did you know? 170 million adults worldwide are unable to open accounts, get loans, or even save money. They are shut out of the traditional financial system. Meanwhile, every economic crisis, bank collapse, or hyperinflation affects billions of people. This is the core problem of traditional finance: centralization leads to a lack of trust, and lack of trust results in concentrated risks.
And DeFi (Decentralized Finance) is rewriting this story.
What exactly is DeFi?
Simply put: DeFi is an ecosystem of financial applications running on blockchain technology. It replaces banks with code, and contracts with smart contracts, allowing anyone to participate in financial activities—without bank accounts, credit scores, or geographic restrictions.
At the peak in December 2021, DeFi on major global blockchains...