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During the year-end trading period, Ethereum (ETH) faces high risk and liquidity shortages, and traders are advised to act cautiously. Do not place orders near the current price of $2974; focus on clear entry and exit zones, and reduce leverage to lower risk. Experienced traders believe that avoiding short-term volatility and preserving capital are most important, and patience is necessary to wait for a more favorable market environment.

A female university student in Xi'an and an Egyptian international student had been in love for many years, but they broke up due to differences in values during wedding preparations. The male's understanding of shared responsibility did not align with the female's expectations, and major financial decisions led to conflicts. The girl ultimately chose to refuse reconciliation, emphasizing that rationality and clear boundaries are key to building solid trust, and reminding people to value responsibility and principles in love.

Recently, a whale wallet address 0x9F61 transferred 502.8 Bitcoins and converted them into 14,500 Ethereum. Historically, it has accumulated a total of 1,969 Bitcoins exchanged for 58,149 Ethereum. This behavior indicates institutional confidence in Ethereum and a shift in asset allocation trends.

Taiwanese people love investing. According to Schroders Investment Trust's survey data, Taiwanese people's financial asset investments account for the highest proportion of disposable income worldwide. However, with a plethora of stock trading apps available, novice investors often face choice paralysis—which app should they use to ensure both peace of mind and efficiency in their investments?
This article is not just a list of apps but aims to help you understand which tools to choose in different investment scenarios.
Current Investment Ecosystem in Taiwan: Why Choosing the Right APP Matters
Under the pressure of inflation, more and more Taiwanese are starting to invest idle funds in the stock market, funds, and overseas markets. But the quality of investment apps directly affects your trading efficiency, risk control, and mindset. An unsuitable tool might cause you to be a second slower at critical moments, spend more on fees, or even fail to cut losses in time.
Therefore, choosing the right stock trading app is not just about convenience but also a crucial factor in the success or failure of your investments.
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The Taiwan Stock Exchange Weighted Index is the main indicator of the performance of all listed companies' stock prices, calculated using a market capitalization-weighted method. This index can accurately reflect market conditions, but larger companies have a greater influence and it cannot fully represent individual stock differences. Investors should combine other technical analysis tools, understand the limitations of the index, and make rational investment decisions.

The NT dollar to Japanese Yen has reached 4.85, a key level this year. From 4.46 at the beginning of the year to now 4.85, the Yen has appreciated by 8.7%. Whether for traveling abroad or asset allocation, the demand to exchange for Yen is heating up. The question is: Is it now a good time to exchange? How can you exchange without losing too much to exchange rate spreads?
We have summarized the four most common ways to exchange Japanese Yen in Taiwan, breaking down the costs, processes, and suitable scenarios for each, so you can get it all done in one article.
3 Major Reasons to Pay Attention to the Yen
First, understand that exchanging Yen is not just about traveling abroad.
There are many scenarios involving travel and daily consumption. Japanese merchants still rely heavily on cash payments, with cash acceptance rates reaching 40%. Shopping in Tokyo, skiing in Hokkaido, or vacationing in Okinawa—credit cards are not always accepted. Plus, with strong demand for Japanese purchasing agents and online shopping, many people want to pay directly in Yen.
The Yen is one of the three major safe-haven currencies globally. Alongside the US dollar and Swiss franc, Japan’s economy is stable with low debt, and the market dynamics are...

Why is the Japanese Yen worth exchanging? Its multiple values from travel to hedging
When it comes to foreign currency exchange, many people's first reaction is the Japanese Yen — and this is no coincidence. Whether you're traveling to Tokyo for shopping, enjoying Osaka's cuisine, or studying abroad in Japan long-term, the demand for the Yen remains high. But from a deeper financial perspective, the Yen is far more than just "pocket money" for travel.
Practical needs on the consumption side
The Japanese market still relies heavily on cash (credit card penetration rate is about 60%), and travelers need to pay directly with cash locally. Scenarios such as purchasing through代理購 (proxy shopping), shopping on Japanese websites, or long-term stays for studying, working, or vacationing all require提前規劃 (advance planning) of Yen holdings. These needs drive a steady annual growth in currency exchange volume.
Financial investment perspective: one of the three major safe-haven currencies
The Yen, along with the US dollar and Swiss franc, is considered a global safe-haven asset. During the Russia-Ukraine conflict in 2022, the Yen appreciated by 8% in one week, effectively hedging against a 10% decline in the stock market. For Taiwanese investors

What exactly is the VIX Fear Index?
When it comes to market volatility, many investors immediately think of the VIX Fear Index. This volatility index was created by the Chicago Board Options Exchange (CBOE) in 1993 and is represented by the full English name "Volatility Index," translated into Chinese as 波動率指數.
In simple terms, the VIX Fear Index is a quantitative tool that measures market participants' expectations of the volatility of the S&P 500 index over the next 30 trading days. When the market falls into panic, the VIX value tends to rise rapidly; when the market stabilizes, the VIX decreases. Because of this characteristic, it is widely known as the "fear gauge" of the financial market.
What does the high or low value of the VIX index mean? When the VIX value is higher, it indicates that market participants expect greater future volatility and higher risk levels; conversely, when the VIX value is lower

See the Trend Clearly from the Fluctuations
Among many technical analysis tools, the Simple Moving Average (SMA) is favored by many traders for its ease of understanding and use. Its core function is to smooth out price fluctuations, helping traders identify the true trend direction of an asset.
The calculation logic of the Simple Moving Average is quite straightforward: add up the closing prices of the past N trading days, then divide by N to get a data point. As trading days progress, the oldest prices are continuously removed, and the latest closing prices are added. Connecting these data points sequentially forms the moving average line.
For example, using 15 days of data, if the closing prices for the first three weeks of an asset are:
First week (5 days): 30, 35, 38, 29, 31
Second week (5 days): 28, 33, 35, 34, 32
Third week (5 days): 33, 29,

Dividends are what companies distribute to shareholders as profits. There are two completely different ways—cash or stock. Confusing these two dividend methods can significantly impact your investment returns.
What is a dividend? Why do companies pay dividends?
After a listed company makes a profit, it pays off debts and covers past losses. The remaining profit can then be distributed to shareholders. This is called paying dividends, commonly known as profit sharing or dividend distribution. How is it distributed? Proportionally to the number of shares you hold—more shares, more dividends; fewer shares, fewer dividends.
The most direct purpose of dividend distribution is to share the company's operational results with shareholders. However, for the company, choosing what form of dividend to pay—stock or cash—actually relates to its cash flow and development strategy.
Stock dividends vs. cash dividends: one gives stock, the other gives money
When a company distributes dividends, there are mainly two methods:
Stock dividends (

Is it really time to exchange for Japanese Yen now?
Timing analysis: The TWD/JPY exchange rate has reached 4.85, with an annual appreciation of 8.7%.
As of December 10, 2025, the TWD/JPY rate is about 4.85, nearly 9% higher than the 4.46 at the beginning of the year. For investors, this means exchanging the same amount of TWD for more JPY — but it also indicates that the potential for further appreciation is relatively limited.
The Bank of Japan Governor Ueda Kazuo recently adopted a hawkish stance, and the market expects a 0.25 basis point rate hike to 0.75% on December 19 (a 30-year high). Japanese government bond yields have hit a 17-year high of 1.93%. The USD/JPY has fallen from a high of 160 at the start of the year to 154.58. Short-term fluctuations may bring it back to 155, but the medium to long-term trend is expected to stay below 150.
Key conclusion: It’s okay to exchange for JPY now, but you should do it in installments and not all at once.
Why do Taiwanese people want to exchange for JPY?
Daily life: travel, purchasing on behalf of others

The 2026 gold price target has been released. What do foreign banks say?
The spot gold price in London has already broken through $4,525.7 per ounce, hitting a record high, with an increase of over 172% this year. This is not just a simple safe-haven asset showing strength. According to analyses from multiple international banks, the gold price in 2026 is very likely to challenge the $5,000 to $5,100 mark. DBS Bank pointed out that concerns over US fiscal sustainability, geopolitical uncertainties, and expectations of dollar depreciation will continue to push gold prices higher into the second half of 2026. HSBC Bank specifically关注 the personnel changes at the Federal Reserve Chair, believing that if policies do not turn hawkish, the dollar will remain under pressure, benefiting gold.
Silver and copper prices are also not lagging behind; the entire precious metals market is making history.
Silver has surged to $72.68, with an increase of 155% year-to-date, while copper prices have risen to a high of $12,282, up nearly 40%. There is more than one driver behind this wave of market movement.

Hedging Sentiment Boosts Silver to New Highs
On Monday, the Asian market experienced a surge in safe-haven assets. Silver (XAG/USD) rose 2.5% in a single day, hitting a record high and approaching the $69 level. This rally is driven by increased market demand for safe assets amid escalating tensions in the Middle East. When regional geopolitical risks intensify, traditional safe-haven assets like silver often become the first choice for investors.
Middle East Tensions as a Recent Catalyst
Signals of conflict between Israel and Iran have intensified again. According to media reports, Israeli officials are concerned about Iran’s expanding ballistic missile program, especially as Iran’s nuclear facilities, rebuilt after military strikes earlier this year, have now reached a significant scale. Decision-makers are evaluating the possibility of taking further military action. Such geopolitical uncertainties often drive investors toward precious metals and other safe-haven instruments.
Federal Reserve Policy Expectations Remain Hawkish
From a monetary policy perspective, the market expects the Fed to maintain a tightening stance.

In the foreign exchange market, the appreciation or depreciation of a country's currency does not happen arbitrarily. To understand the impact of TWD appreciation and the logic behind fluctuations in other currencies, one must recognize that: there are many factors that determine exchange rates, but their effects occur over different time horizons. Based on the cycle of influence, we can categorize these factors into three types:
Short-term volatility drivers: interest rate policies, market sentiment
Medium-term adjustment factors: political risk, inflation rate, government debt, employment market, capital market performance
Long-term structural factors: trade balance, fiscal policy
Nine Major Factors That Determine Currency Fluctuations
If investors want to profit from forex trading, they must understand what drives currency price changes. Here are nine key drivers shaping the global foreign exchange market landscape:
1. Stability of the Political Environment
Currency traders tend to buy currencies of countries with stable political situations. When the ruling authorities implement policies that promote economic development and improve public welfare, the country's economy

Odd lots refer to stock transactions of fewer than 1,000 shares. Investors can easily participate in the market, lowering the investment threshold and gaining dividend rights. Trading is divided into intraday and after-hours, with the same handling fees as full shares, but liquidity is lower. Attention should be paid to cost structure and trading regulations. Small investors can utilize odd-lot investments, combining correct strategies and timing to steadily accumulate wealth.

Candlestick charts are an important tool for technical analysis, showing the opening price, closing price, highest price, and lowest price. They are divided into red K (bullish) and green K (bearish). They consist of bodies and shadows, reflecting market sentiment. Analysis should focus on the position of the closing price, the length of the bodies, and wave points, as well as capturing reversal signals. Through these techniques, you can more accurately determine market trends and identify trading opportunities.

Innolux's trading volume reached 370,000 shares on the 29th, with the stock price hitting the daily limit up, and foreign capital re-entering as a boost. Successfully entering the SpaceX supply chain marks a transformation, indicating improved fundamentals and optimized gross profit structure. Technically, the upward momentum is evident, and the market is full of expectations for its new valuation logic, but in the short term, attention should be paid to trading volume and retracement opportunities.

In recent years, the gold market has performed well, with institutions and central banks increasing their holdings. Spot gold (XAUUSD) has become a popular choice among individual investors. Spot gold trading is flexible, allowing small investors to participate through leveraged trading, but they must understand risk management. Trading is conducted 24 hours a day, and Taiwanese investors can buy and sell at any time. It is recommended to choose legitimate platforms, use demo accounts for practice, and set risk control strategies to improve trading success rates.

Recently, spot gold and silver prices have surged significantly, mainly driven by geopolitical tensions, a weakening US dollar, and the Federal Reserve's easing policies. Capital continues to flow into precious metal ETFs, indicating strong institutional demand for gold. Silver has performed better due to supply uncertainties. The overall rally has led to record-breaking performances for precious metals this year, and future safe-haven demand will continue to support prices.