FIS strengthens its digital capabilities with the acquisition of Amount

Fidelity National Information Services, Inc. has just completed the buy out of Amount, a leader in integrated digital banking origination and decision-making solutions based in Chicago.

The integration of Amount allows FIS to expand its suite of innovative solutions that address every stage of the money lifecycle. When the money is at rest, the platform enhances account openings through secure and compliant processes that minimize fraud. When it is in motion, it accelerates card issuance and payment processing, enabling faster approvals. And when the money is working, it provides financial institutions with advanced tools to improve efficiency and streamline loan operations.

This acquisition seems like a smart move by FIS, as Amount offers a premium digital account opening experience for both consumers and small businesses in loans, cards, and deposits, having processed over 150 million new account applications. Its unified cloud-native platform, enhanced with built-in AI, streamlines the onboarding process for banks, lenders, and credit unions.

Benefits for FIS

This movement should strengthen FIS's Banking Solutions segment by adding a native, cloud-based digital capability. It will also enable its customers to increase deposits, loans, and card portfolios more effectively and securely. Revenues from this unit increased by 4% year-on-year in the first half of 2025.

FIS continuously invests in cutting-edge technologies and develops new solutions to strengthen the payment infrastructure. Leveraging ongoing software innovation, strategic acquisitions, and capital investments, FIS expands its range of offerings, allowing it to sell more services to existing customers while attracting new ones. Additionally, FIS partners with other organizations to provide integrated end-to-end solutions.

Performance of FIS shares

Fidelity National's shares have lost 14% in the last six months, compared to the market's decline of 3.2%. FIS currently has a Zacks Rank #3 (Hold).

Actions to consider

Some of the better-ranked stocks in this space are PagSeguro Digital Ltd., Barrett Business Services, Inc., and Omnicom Group Inc. While PagSeguro Digital currently has a Zacks Rank #1 (Compra fuerte), Barrett Business Services y Omnicom tienen un Zacks Rank #2 (buy out).

PagSeguro Digital's results surpassed estimates in each of the last four quarters, with an average surprise of 10.12%. PAGS earnings estimates for 2025 indicate a 15.7% improvement from the previous year, while revenues imply a 9.6% growth.

Barrett Business Services' earnings exceeded estimates in three of the last four quarters and matched once, with an average surprise of 21.04%. Estimates for 2025 indicate a 10.6% improvement in earnings and a 9.5% growth in revenue.

Omnicom's results have exceeded estimates in each of the last four quarters, with an average surprise of 3.18%. Estimates for 2025 indicate a 5.2% improvement in earnings and a 3.6% growth in revenues.

PagSeguro Digital and Barrett Business Services stocks have gained 27.2% and 6.2%, respectively, in the last six months. However, Omnicom stocks have lost 6.5% in the same period.