Why is it difficult for salaried workers to turn their situation around no matter how hard they try?

There is a harsh truth: the higher the salary of most people, the more tax they pay, and in the end, they still have no money.

The key difference is here —

Salaryman Play: Rely on salary for promotions and raises → Higher income means higher taxes → In the end, still have to keep working

Rich People Play: Generate cash flow with assets → Rent, dividends, business profits automatically credited → Choose whether to do it or not

The Biggest Cognitive Differences

Ordinary people fear debt, while the rich use it to build wealth. Borrowing 5 million to buy real estate, if the property yields 8% and the loan interest is 5%, the debt is actually an accelerator. But when salaried workers borrow money to buy cars or renovate—this is liability, and the monthly repayments consume cash flow.

There's also an overlooked point

The rich do not save in US dollars, but in gold, silver, and Bitcoin. This is because cash depreciates quickly, with an average annual depreciation rate exceeding savings interest. However, most people still cling to fixed-term deposits, watching their purchasing power decline year after year.

Core Differences: Education

Schools teach you how to be a good employee, but they don't teach you tax laws, asset allocation, or debt structures. Rich kids learn financial operation logic from a young age and understand both sides of a transaction. This is true education.

Current Environmental Protection? Inflation erodes wage increases, while real estate assets continue to appreciate. Wage earners are increasingly being squeezed out of the wealth game, while asset holders profit from inflation.