The market often simply categorizes Tria (@useTria) as an "on-chain wallet," but this description clearly underestimates its true positioning. In reality, Tria is building an underlying routing protocol layer for cross-chain payments and transaction settlement, rather than just staying at the frontend interaction interface. It is responsible for determining the optimal path, execution order, and final confirmation of assets in a multi-chain environment, similar to the Swift or Visa networks in traditional finance, but it is completely decentralized.