Recently, many people have been asking about investment strategies involving USD1 and how to hedge effectively. I’ve organized and shared this complete operational approach — the core logic is actually very simple: borrow USD1 at low interest from a lending platform, invest in financial products to earn annualized returns, and hedge risks through de-pegging predictions. In simple terms, it’s "profit from the left pocket, lock in safety with the right pocket."

**Step 1: Lista DAO low-interest borrowing of USD1 to leverage the initial principal**

The magic of Lista DAO lies in its incredibly low borrowing rates — currently as low as 0.02%, which forms the foundation of the entire arbitrage game. Basically, it’s "using cheap money from others to generate your own interest."

1. **Connecting your wallet is crucial**: Open the Lista DAO official website, connect with MetaMask or Trust Wallet, which support BNB Chain. Find the purple "Borrow" button on the page and click it.

2. **Choose collateral wisely to determine the limit**: Mainstream tokens like BNB and BTCB are the most reliable (preferably BNB for optimal operation). The system automatically calculates the borrowable amount. Enter the amount of USD1 you want to borrow, confirm the collateral, and USD1 will be in your wallet.

3. **Don’t be greedy, leave a safety margin**: This step is the easiest to go wrong — never borrow the full limit. Always keep at least 30% safety margin; otherwise, if the collateral price drops sharply, you face forced liquidation. Before borrowing, make sure to check the platform’s liquidation warning threshold.

**Step 2: Deposit USD1 into a financial account and earn 20% annualized yield**

After borrowing USD1, transfer the funds into a financial product to start earning annualized returns — this is the easiest part, basically just deposit and wait for the profits to roll in.

**Step 3: Use de-pegging predictions to hedge and establish risk defenses**

By predicting and assessing the risk of de-pegging of stablecoins, establish a hedging position. This allows for timely stop-loss actions in case of abnormal fluctuations, effectively locking in profits.