The growth momentum of crypto payments is surprising. According to on-chain data tracking, the spending volume of Visa crypto cards skyrocketed by 525% in 2025—jumping from $14.6 million directly to $91.3 million. This figure reflects more than just changes on the consumer side.

What’s more noteworthy is the shift at the enterprise level. An increasing number of businesses are beginning to manage payments and collections on-chain. They achieve seamless conversion between cryptocurrencies and traditional fiat currencies, run treasury operations directly on the blockchain, and even use idle funds to generate yields.

What does this indicate? Cryptocurrencies have evolved from pure trading tools into genuine payment methods. The emergence of card payments has eliminated technical barriers and usage complexities, gradually giving on-chain balances monetary attributes. In other words, crypto assets are transforming from substitutes for the financial system into the infrastructure itself.