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Many people see others sharing investment returns and posting trading account statements, and can't help but feel tempted to try. But don't rush headlong into it—this guide will help you systematically take your first step into investing, understand how to choose the right trading platform, grasp basic trading knowledge, and avoid common rookie traps.
The first step to starting your investment journey: choose the right trading platform
If you want to start buying stocks, the first thing is to select a reliable trading platform, which is arguably the most important step. In Taiwan, your options are diverse, ranging from traditional major brokerages to emerging online platforms. But how exactly should you choose?
Core criteria for evaluating platforms:
Understand the fee structure clearly
For Taiwan stocks, the transaction fee is usually based on 0.1425% of the transaction amount, but discounts vary greatly across platforms. For US stocks, pay special attention to minimum charges; some platforms charge at least $10 USD per trade, which can be costly for small investors.

The Chinese Renminbi is experiencing a cyclical turning point, with signs of an appreciation trend emerging.
Since entering 2025, the Renminbi exchange market has shown a volatile pattern, but this turning point is highly significant. After continuously weakening against the US dollar over the past three years, the Renminbi has finally reversed its depreciation trend. Over the course of the year, USD to RMB has fluctuated between 7.04 and 7.3, with an overall appreciation of about 3%. The offshore market has performed slightly differently, with USD to offshore RMB fluctuating between 7.02 and 7.4, reflecting a more sensitive response of international capital to changes in the Renminbi exchange rate.
In mid-December, driven by the Federal Reserve's rate cuts and market sentiment, the Renminbi strengthened past the 7.05 level against the US dollar, and the rally continued. Recently, the exchange rate has reached 7.0404, hitting a new high in nearly 14 months. This signals a profound shift in market expectations for the Renminbi.
The first half of the year was under heavy pressure, and the second half

Many people are used to defining silver as the "complement to gold," but this perception is being shattered. Data from 2025 already tells us everything: silver has surged over 140%, completely outpacing gold performance. This is not a coincidence but a fundamental change in market structure.
So, can silver continue to rise in 2026? Instead of blindly predicting price directions, it's better to understand the four structural forces behind the silver price trend.
Why does traditional silver analysis always seem to be one step behind?
Online opinions on silver price movements often fall into two extremes. One simply states "cut interest rates and it rises, inflation and it rises," directly copying gold logic but failing to explain why silver often remains stagnant. The other overemphasizes industrial demand, listing industries like solar energy, electric vehicles, and AI chips, calculating impressive demand gaps, but with chaotic timelines and limited reference value.
Where is the problem? Silver's trend is never driven by a single factor.

The RMB exchange rate, after three years of depreciation, is signaling a turning point in 2025, beginning to show signs of appreciation. The USD against the RMB has reversed its trend, influenced by the decline in the US dollar index, improved China-US trade negotiations, and Chinese central bank policies. The market is full of expectations for the outlook. Investors should pay attention to central bank policies, economic data, and the US dollar trend to seize potential opportunities.

The Australian dollar is one of the top five currencies by global trading volume, and the "AUD/USD" is also one of the most actively traded currency pairs. With ample liquidity and low spreads, it indeed attracts many traders for short-term operations or medium- to long-term positioning.
Interestingly, the AUD has long been labeled as a "carry trade currency," a frequent target for hot money and arbitrage trading. However, if we look at the performance of the AUD over the past decade, this halo is fading—except for the strong rebound during the pandemic in 2020, the AUD has mostly been in consolidation or downward trends.
Why is the AUD caught in a "rebound without a trend" dilemma?
Looking at the 20-year exchange rate chart of the AUD, the story is quite clear. In early 2013, the AUD/USD was around 1.05, and by 2023, it had depreciated by over 35%. During the same period, the US dollar index increased by 28.35%, and the euro, yen, and Canadian dollar also showed a depreciating trend against the dollar—this is not an issue unique to the AUD but a prolonged market-wide phenomenon.

On December 16th, after the U.S. government reopened, the first report containing the complete non-farm employment data for October and November will be released, revealing significant implications for market liquidity.
The Truth Behind Seasonal Adjustments
The market generally expects October non-farm employment to shrink by 10,000 jobs, while November is expected to rebound with an increase of 130,000 jobs. However, Citigroup economists have cast doubt, pointing out that this strong rebound is largely due to seasonal statistical adjustments and may not reflect an "improvement in actual labor market demand." In other words, traders should not overinterpret the surface numbers.
【Non-farm employment changes in the U.S. over the past three years show cyclical characteristics】
A Major Split in Rate Cut Expectations
The Federal Reserve's latest dot plot signals a very cautious stance—planning only one rate cut in 2026. However, market traders are betting on the exact opposite scenario: expecting the Federal Reserve to cut rates twice next year, one more than the official hint.

Limit up and limit down are key mechanisms reflecting stock price fluctuations in the stock market. The former means the stock price has reached the maximum limit and cannot rise further, while the latter indicates the stock price has hit the minimum limit and cannot fall further. Different markets adopt different systems, such as Taiwan stocks limiting price changes to 10%, while U.S. stocks have circuit breaker mechanisms. Investors should analyze rationally during limit up and limit down situations, avoid blindly chasing gains or selling off, and consider switching to related stocks or using derivatives for trading.

What is the RSI indicator?
RSI (Relative Strength Indicator) is the abbreviation for the Relative Strength Index, and it is one of the most commonly used tools in technical analysis. Many traders are introduced to it early in their study of technical analysis because the principle of RSI is simple and clear, and its calculation method is not complicated, making it an ideal choice for beginners.
The core function of RSI is to measure the comparison of recent market buying and selling strength. By comparing the price increases and decreases of stocks or cryptocurrencies over a certain period, RSI can help investors determine changes in bullish and bearish forces in the market, thereby grasping the timing of entry and exit.
Compared to indicators like MACD that require complex mathematical calculations, RSI is widely recognized for its simplicity and intuitive understanding. On most trading platforms, RSI is usually displayed below the chart alongside the KD indicator and MACD indicator, becoming

Is it still worthwhile to exchange for Japanese Yen now? As of December 10, 2025, the Taiwanese dollar to Japanese Yen exchange rate has already surpassed the 4.85 mark, representing an 8.7% increase compared to 4.46 at the beginning of the year. Many people are starting to consider: should I exchange some Yen and keep it? The problem is, there are countless channels to exchange Yen in Taiwan. Just choosing the wrong method can result in a loss of 1,500 to 2,000 TWD on a 50,000 TWD exchange.
We have compared real-time rates from major banks like Taiwan Bank, E.SUN, and Mega International, and summarized the key points you need to know about currency exchange—whether for travel or investment, this article can help you save money.
Why is it worth exchanging for Yen? Not just for travel
Many people think exchanging Yen is only for going abroad, but in fact, the role of Yen is much more complex than imagined.
In terms of travel and daily expenses: Japanese cash transactions still account for the majority. Shopping in Tokyo, skiing in Hokkaido, and vacations in Okinawa mostly require cash. Purchasing Japanese cosmetics, clothing, and anime merchandise through代理購買 (proxy shopping) also

As of October 2025, the international gold price has reached a historic high of $4,300 per ounce. In an era where the global economy faces recession and political uncertainty continues to rise, more and more investors are paying attention to gold, a classic asset. If you are a beginner venturing into gold investment for the first time, you must first understand the intrinsic characteristics of gold, the advantages and disadvantages of various investment channels, and how to develop a trading strategy that suits you.
Why has gold become the top investment choice?
A hedge tool in inflationary times
When prices continue to rise but wages fail to keep up, cash stored in banks is silently losing value. Gold's core advantage lies in its long-term track record of preserving value.
After the outbreak of the pandemic, many central banks around the world issued大量货币 to stimulate the economy, leading to a significant increase in inflation expectations. Looking back at this period, in early 2020, gold prices hovered around $1,500, but by November 2025, they once approached $4,000.

This year, gold prices have risen over 70%, reaching a historic high, and market opinions on future trends are divided. Central bank gold purchases have become mainstream, reflecting the de-dollarization trend. Silver's rally is even stronger, and experts advise caution in chasing the highs, suggesting staggered entry and diversified asset allocation.

This year, the performance of gold prices has been truly impressive. International spot gold currently hovers around $4,216 per ounce, with an annual increase approaching 60%, marking the strongest performance since 2011; the domestic market is also not lagging, with the Taiwan Bank gold deposit passbook reaching over NT$4,310 per gram, and jewelry gold prices reaching NT$16,680 per qian, the second-highest record in history.
Faced with this wave of gold price increases, many investors are caught in a dilemma. Should they add more to their gold holdings to ride the upward trend, or switch to TSMC fractional shares? This question has sparked heated discussions on social media platforms and also reflects the complex current market situation.
The true reflection of gold price trends: concerns behind the strength
Yang Tianli, manager of the precious metals department at Taiwan Bank, known as the "Prince of Gold," provided a deeper perspective. He pointed out that gold prices have surged about 34% since the end of August, followed by a correction of over 10%.

Investors Must Read: Complete Schedule for US CPI Release in 2024
Before trying to buy the dip or sell the top, you must lock in the timing of the US CPI release. The US Consumer Price Index (CPI) is one of the most sensitive economic indicators in the global capital markets. When the figures exceed expectations, they can trigger sharp volatility across major asset classes in minutes.
The US CPI is released on the first business day of each month or the closest business day. The specific release time varies due to daylight saving time and standard time. During daylight saving time, Taiwanese investors need to watch at 20:30 in the evening; during standard time, it is at 21:30 in the evening.
The detailed schedule for 2024 (Taiwan time) is as follows:
- January 11 at 21:30
- February 13 at 21:30
- March 12 at 21:30
- April 10 at 20:30
- May 15 at 20:30
- June 12 at 2

The global energy structure is undergoing profound changes. Electric vehicle sales are skyrocketing, green energy installation capacities are rising, and energy storage technology has become the infrastructure of the new energy era. More importantly, as AI data centers' electricity demand surges, energy storage systems are no longer optional but have become a necessity in the energy system.
In this wave, concept stocks related to automotive electronic energy storage have become the new favorites in the capital market. But the question is: can the stock prices of these companies continue to rise? Is now a good time to enter or a trap?
Where are the investment opportunities in the energy storage industry chain?
To understand the concept stocks of energy storage, one must first break down the entire industry chain.
Battery manufacturing is the core link. Technologies such as lithium batteries, solid-state batteries, and sodium-ion batteries are flourishing. Whoever can capture market share will hold the pricing power. But the risks are also obvious—volatile raw material prices, intensified competition among international giants, and small to medium manufacturers are easily squeezed out.
System integrators are then involved in the

The exchange rate relationship between the Hong Kong dollar and the New Taiwan dollar influences investors in both Hong Kong and Taiwan. According to statistics, in 2023, Hong Kong visitors have reached 770,000, becoming the largest source of inbound tourists to Taiwan. This reflects the active economic and trade exchanges between the two regions. The trend of the HKD to TWD exchange rate also directly impacts the costs and profits of these business activities.
The resilience of the Hong Kong dollar seen through the linked exchange rate system
The story of the HKD begins in mid-20th century Hong Kong, evolving from the silver standard to a peg to the US dollar. In October 1983, Hong Kong officially implemented the linked exchange rate system, anchoring the HKD within a range of 7.75 to 7.85 USD. This mechanism has been maintained ever since.
The advantage of this pegged system is that when the HKD weakens, the Monetary Authority of Hong Kong (HKMA) buys HKD and sells USD at the 7.85 level to provide support; when the HKD strengthens, it performs the reverse operation at the 7.75 level. Thanks to this rule, the relationship between the HKD and USD has formed a solid...

In the last quarter of 2024, gold has become the most talked-about asset among global investors. From the beginning of the year until now, gold prices have surged to their highest level in nearly 30 years, and many are asking the same question: how long can this rally last? Is it too late to enter now?
To answer this question, we first need to understand the logic behind the current skyrocketing of gold prices.
The Truth Behind the Gold Price Surge: Three Core Drivers
Trade Tensions Boost Safe-Haven Demand
The most notable macro event this year is the uncertainty in trade policies. Policy risks continue to ferment, leading to a significant increase in market safe-haven demand. Based on historical experience, during periods of policy shocks (such as the 2018 US-China trade friction), gold typically experiences short-term gains of 5–10%. This time is no exception; the higher the uncertainty, the stronger the demand for gold among buyers.
Federal Reserve Rate Cut Expectations Drive Gold Prices
This is key to understanding gold trends. Rate cuts weaken the dollar and simultaneously reduce holdings

The New Zealand dollar (NZD) is the official currency of New Zealand. Since 1985, New Zealand has adopted a floating exchange rate system. The NZD against the US dollar has become one of the most traded currency pairs globally, ranking ninth in the international foreign exchange market. The currency pair is quoted as: X US dollars per 1 New Zealand dollar. For example, if the NZD/USD trading price is 1.50, it means you need to pay 1.5 US dollars to buy 1 New Zealand dollar.
NZD Trend Analysis: From Peak to Trough
The exchange rate of the NZD against the US dollar has shown significant fluctuations. Since reaching a historical high of 0.88 in 2014, it has fallen to just above 0.5 USD, a cumulative depreciation of approximately 32%. This downward trajectory reflects the multiple challenges faced by the New Zealand economy.
According to forecasts from major investment banks, the NZD against the USD still has room to decline in the short term:
- Expected to reach 0.594 in six months
- Target of 0.5934 within one year

Want to achieve stable profits in the forex market? Whether you're a beginner trader or have some experience, there's one core topic you can't avoid—mastering technical indicators.
In simple terms, technical indicators are mathematical models derived from historical price and volume data by trading software. They are intuitively displayed on candlestick charts to help traders quickly identify market trends, recognize turning points, and assess risks.
You might not know that the origins of technical analysis date back to the 17th century. The candlestick chart method created by Japanese rice merchant Honma Munekyu remains a standard tool for traders worldwide.
Technical indicators are mainly divided into four categories:
- Trend Indicators: Help you see the market direction clearly
- Momentum Indicators: Measure the strength of price movements
- Volatility Indicators: Assess the extent of price fluctuations
- Volume Indicators: Reflect market participation
10 Essential Forex Technical Indicators You Must Know
1. Moving Average (MA) — Trend

2023 has been a challenging year for the crude oil market. Influenced by multiple factors such as tense geopolitical situations and the impact of global interest rate hikes on demand, the future trend of oil faces adjustments. According to market data, both Brent crude oil and WTI crude oil closed lower, with declines approaching 10%, marking the first annual decline in nearly two years.
2023 Crude Oil Market Review: Limited Effectiveness of Supply Policies
OPEC+ attempted to support oil prices through production cuts, but the results fell short of expectations. Both Brent crude oil and WTI benchmarks fell nearly 20% from their highs at the beginning of the year, reflecting the difficulty of supply-side policies to offset weak demand. Data at the end of December showed Brent crude oil futures at $77.63 per barrel and WTI crude oil futures at $72.14 per barrel, both hitting their lowest annual levels since 2020.
Meanwhile, the global economy faces consumer pressure brought by the interest rate hike cycle. Borrowing costs in major consuming regions remain high.